401k Limits 2025 Irs

401k Limits 2025 Irs. $19,500 in 2020 and 2021 and $19,000 in 2019), plus $7,500 in 2023; This includes the new tax on unrealized capital gains.

The 401 (k) contribution limit for 2025 is $23,000 for employee contributions, and $69,000 for the combined employee and employer contributions. Workers who contribute to a 401 (k), 403 (b), most 457 plans and the federal government’s thrift savings plan can contribute up to $23,000 in 2025, a $500.